Absolutely #5. It's not the IQ, it's the "20% better than the best person the world has ever seen at any one intellectual or creative discipline." That's absolutely insane. As DLB so humbly put it, having a high IQ isn't useful without something to back it up. Intelligence without ambition or perseverance is useless, but if you're 20% better than anyone has ever been at a single discipline, then you have to have developed your intelligence into something useful.
At this point in my life, the money is pointless. I'm dirt poor, but I also have maybe a decade of life left, if that. There's nothing I could do with the money to make it worth the wish. The youth sounds interesting, but that could make my marriage a bit of a problem. I suppose I could drop it back to 18, so my wife wouldn't be considered a pedophile, and so I could make changes to my life early enough to make a difference.
But really, in a world where magic genies exist, money and extra life become far too mundane. I'd need something that would allow me to further explore how weird the world really is. That would make teleportation more interesting, but I wouldn't really have any idea where to go. And besides, maybe there wouldn't be anywhere to go to make it worth the wish.
So, back to the intelligence/skill. I'm not sure exactly which discipline I would choose - physics, genetics, computer science? All have possibilities.
Co_Sign with those abilities you could easily become a multi-millionaire and depending on your specialty multi-billionaire. Plus you get the added bonus of not having evil corporations or gov't agencies after you to work for them. Also while not stated with a 200 I.Q there's nothing to stop you from mastering or having an equivalent to a PHd or higher in several other fields if 1 happens to be genetics, biology, bio-chemistry, geriatric medicine or alternative health you can easily gain some of the abilities number 4 and some of the abilities of number 2.
1. While the money is nice, lets look at the minus.
a. Gold digging relatives, hangers on and people wanting to take your money or bugging you about a donation for their pet cause.
b. Unless you want to live like Howard Hudges, have a small army protecting you or hide how much money you have it's not worth it.
c. Then there's incurable disease the money isn't going to mean much nor is it a protection from old age or living a dissolute lifestyle, in which a lot of rich people with no meaning in their life tend to do.
d. Have 1 of your relative gets kidnapped.Believe it or not more than a few multi-billionaires has had it happen to their children, let alone have their own children create their own fake kidnapping to get their parents give them more money.
2. Is extremely temping specially if you get to keep your job & your education. The problem is you can still get kidnapped by desperate and wealthy octogenarians to find out your secret. I know it said there's noting special about you. But desperate rich people aren't going to listen, I can guarantee at least 10% will try to kidnap you and have you examine by their own doctor or scientist. Given there's over 1800 multi-billionaire in the world, I'd estimate over 40% will be over 60yrs old you do the math.
3. is also nice, but like number 2 I can easily see some evil corporation or secret gov't agency kidnapping your love ones to force you to work for them.
4. is great and to tell the truth the least bothersome but it depends on what age you gain the ability.